Homeowners' insurance doesn't pay to remove fallen trees unless they land on a man-made structure. So in the mean time it completely breaks the fence and hits my garage and is nearly all in my yard. My neighbors complain that the tree in my backyard is too tall; do I have to trim it? So the owner of the damaged property pays. She has never maintained the tree, and it is in extremely poor condition. Overall, insurance companies usually cover fence damage and tree removal. Our experienced team can help meet your fencing needs, whether they’re residential or commercial, for the right price. Want a real estate geek on your side when you buy or sell your home? My Neighbor’s Trees & Limbs Damaged My Property If the fallen tree or limbs were the fault of a natural occurrence or an Act of God, the property owner is not generally held responsible for the damage. My son’s neighbor’s tree fell on his garage. Be on the watch for the tell tale signs of diseased trees and branches, such as extensive visible roots, unseasonal discoloration, insect infestation, rotten spots. What should I do? When a tree falls over onto a neighbor's property, a homeowner is often left to wonder if he or she is liable. The repair wouldn't have met my … Sometimes it takes just one good storm to topple what was once a sturdy tree in your yard. With a little know how, you will be more than ready to to take it on the smart way. After documenting the damage, call your claims adjuster, and then call a professional removal team. A tree may fall over if it is not properly maintained and diseased, or it may fall over during a storm. Other Trees. After documenting the damage, call your claims adjuster, and then call a professional removal team. Likewise, your neighbor cannot expect you to pay for damages caused as the result of a storm that knocks down a tree you own. Most people assume that they are liable since it is their tree. The neighbor told me he had people out looking at having it removed but they needed special equipment and access to my yard (which I said was fine that I just wanted it safe for my kids) and it could take weeks. Your homeowners insurance would likely help reimburse you for fence repairs if a healthy tree falls and damages it. But in each of these situations where your tree topples onto your neighbor's property, when are you liable? In most cases, an uprooted tree is an act of nature and cannot be anyone's fault. I agree with Jacob, consider taking them to small claims court. Or, if you're really worried, you can offer to split the cost of removing that tree with your neighbor. Associate Broker, Long & Foster Real Estate, Posted onDecember 21, 2020December 21, 2020AuthorChris Ann ClelandLeave a comment, If Your Tree Falls on Your Neighbor’s Fence…. It is important to take pictures before the tree is removed, in order to document it for your insurance company. Trees that fall as the result of natural disasters, including storms, are not the fault of your neighbor. In most situations, your insurance policy will provide coverage for this type of incident for the damage to your property. My neighbor owns a Florida Live Oak on her property that is over 50 years old. If you notice any of these signs call a professional tree service. After you have completed the process of filing your insurance claim and having the tree removed, take the time to examine the rest of the trees on your property. My neighbor is taking me to small claims court because my tree fell and broke his fence and back window. They can sit there forever with their credit record dinged with a judgement and they may not care. Our experienced team can help meet your fencing needs, whether they’re residential or commercial, for the right price. Yes. Am I covered for damages caused by someone else’s tree? Chris Ann ClelandAssociate Broker, VA License #0225089470Long & Foster Real EstateCall or Text: 703-402-0037Email: ChrisAnn@LNF.comwww.UncompromisingValues.com, CategoriesGainesville, Home SellingTagsgainesville va buyers agent, whose responsibility is the property during a post settlement occupancy agreement, Serving: Aldie, Ashburn, Bristow, Centreville, Chantilly, Clifton, Fairfax, Gainesville, Haymarket, Leesburg, Manassas, Nokesville, Sterling, Warrenton, and Woodbridge, Other Northern VA Locations Served Upon Request and Availability. If unfortunately your neighbor’s tree has fallen on your fence, it can lead to a high drama situation. (sigh) This is not a cut and dried issue. The fence seems to be a cut and dried issue according to my buyer’s home owner’s insurance. Get a bid from a handyman tree guy to cut, remove and repair fence. Thankfully, the parties involved are in it to help each other out. 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However, if you can prove your neighbor was negligent in caring for the dead or dying tree, it could easily become their insurance company’s problem. If Your Tree Falls on Your Neighbor’s Fence… No, this is not a set up to a joke. At issue, and not hotly contested by either the buyer or seller is who is to pay for the tree removal. If you notice any infected trees on your neighbor’s yard that are posing a risk, talk to them about it as soon as possible. Strong wind blew down my neighbor's tree. To see examples of our work and keep in touch, don’t forget to follow us on, Hercules Fence Featured in the Washington Times, Maintenance Tips for Your Wood Fence Gate, Protect Your Investment With Seasonal Fence Maintenance, 4 Essential Attributes for Fence Companies. My buyer purchased a property and allowed the sellers to stay put for sixty days under a post-settlement occupancy agreement. Before getting upset, remember that it is very likely that your insurance will cover any damages and the cost of removal as well. That's right, even if the tree is rooted in your neighbor's yard, if it crashes onto your property, it's your problem. Posted on July 3, 2014 July 16, 2014 by AgentInsure.
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